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LifeLink is a financial technology platform, not a licensed bank.
Banking and card services are provided by our regulated financial partners, including institutions such as HSBC, Wells Fargo, Bank of America, Standard Chartered, Deutsche Bank, SWIFT Zenith, and others. Card services are supported by networks like MasterCard, Visa, and Optimus Cards. By using LifeLink, you authorize us to facilitate your deposits and transactions through these affiliated partners. Your funds may be held in an account designated for your benefit ("FBO Account"). Please note: for regulatory and insurance purposes, funds held in LifeLink FBO accounts may not be separately insured from other accounts you may hold with the same partner institutions.